At AFC, our commitment to personalized service is at the core of everything we do. As part of that commitment, we use Central Title Processing to streamline the title-handling process. This approach allows us to give our dealers faster, more efficient service for title management while still receiving the dedicated, one-on-one support they’ve come to rely on from their local AFC teams.
Let’s take a closer look at the work being done by our Central Title Processing team, and how improving the title management process supports the success of dealers flooring with AFC.
What is Central Title Processing?
Central Title Processing refers to our method of managing titles from one central location. Our dedicated Central Title Processing team handles every step of the title process—document verification, paperwork completion and title release—across all markets.
This shift wasn’t just about where titles are stored—it’s about improving the speed, reliability and efficiency of title services. With two dedicated locations—one in the US and one in Canada—focused exclusively on title processing, we’ve freed up time and resources for AFC’s local teams. This allows our local reps to focus on what matters most: providing personalized, on-the-ground support for you and your dealership.
How Central Title Processing Works
When you floorplan with AFC, your vehicle titles are sent directly to one of our Title Processing Centers for secure storage, with US titles being routed to Mesa, Arizona and Canadian titles delivered to the team in Toronto. Titles are then dispatched when you request them or when a payoff is made. If you request your title or payoff comes in by 3 PM ET, our team strives to process the release that same day, allowing for overnight delivery.
The Central Title Processing system is built to be both reliable and efficient. Plus, centralizing the process of title management hasn’t added any extra costs—courier fees remain the same, and we work to ensure you only pay for the deliveries you need.
How Central Title Processing Benefits You
With the majority of our titles managed by our Central Title Processing team, AFC dealers can expect a smoother, reliable title-handling experience. Here’s how it benefits you:
- Faster title processing and delivery. Centralizing titles at our Mesa and Toronto facilities has optimized processing speed and accuracy. Titles are dispatched for overnight delivery, minimizing delays and ensuring efficient service without added costs.
- Enhanced support. By centralizing title management, our local teams can focus on providing you with more personalized, hands-on support. Whether you need assistance with an auction, help with transactions, or guidance on how to better use your floorplan to grow your inventory, our local representatives are now better equipped to serve you.
- Secure title storage. Your titles are stored in a specialized, state-of-the-art facility, reducing errors and improving security at every stage of the process—from check-in to dispatch.
- Peace of mind. With a dedicated team handling your titles, you can trust that the process is running smoothly and securely, giving you more time to focus on your business.
Why Choose AFC for Floorplan Financing?
AFC is committed to empowering independent dealers with more than just credit. Our combination of flexible inventory financing and dedicated, local support sets us apart. Here’s why dealers choose AFC:
- Personalized local support. Our hands-on, local teams know your market and your business, ensuring you receive service tailored to your specific needs.
- Access to more than 1,300 inventory sources. AFC gives you access to a broad range of inventory sources across the US and Canada, along with lien payoff services and auction support.
- Flexible financing programs. We offer a variety of financing options, from standard 30/40/60-day terms to specialty programs like Principal Pass, giving you the flexibility to choose what works best for your business.
- Digital convenience with the AFCDealer® platform. Our easy-to-use platform allows you to manage your inventory, request title releases, and handle transactions—all from one place, 24/7.
Ready to learn more about how we can help your dealership thrive? Contact us today for more information on getting started with an AFC dealer floorplan.
* Disclaimer: Descriptions of AFC floorplans are for illustrative purposes only. Terms of AFC floorplan financing are subject to a final written agreement acceptable with AFC. AFC does not guarantee any results for floorplan financing and examples are for illustrative purposes only. Dealers should consult their own advisors to make independent business decisions regarding floorplan financing.
“AFC” refers to Automotive Finance Corporation, Automotive Finance Canada Inc., and AFC Cal, LLC in their respective jurisdictions. All California transactions are through AFC Cal, LLC. California loans will be made pursuant to Department of Business Oversight California Finance Lenders License. Canadian transactions are through Automotive Finance Canada Inc.
