Back to all posts

Share this:

How AFC Supports Independent Auto Dealers

Floor plan financing is just one way that AFC supports independent dealers

If you’re looking for inspiration, look no further than independent dealers. Driven by passion, determination, and resourcefulness, independent dealers have a clear vision for their dealerships’ future. They’re dreamers, in every sense of the word.

Still, sometimes dealers need a little help making that dream come true. Navigating financing, inventory management, and staying ahead of the competition all require a floor plan provider who understands your business needs. That’s why at AFC, we’ve spent nearly 40 years empowering independent dealers–-just like you—to bring those business dreams to life.

Let’s take a closer look at three tangible ways AFC supports your dealership’s growth and success.*

Flexible floorplans tailored for your dealership 

At AFC, we provide dealer floorplan solutions specifically designed to empower independent dealers. Our floor plans are more than just loans; they’re strategic tools that provide the financial freedom you need to grow your business.

  • Increased Purchasing Power. With AFC, you can more confidently bid on a wider range of vehicles knowing you have the financial backing to buy more of the inventory you need.
  • Improved Cash Flow. Free up your working capital by using AFC to finance your inventory, allowing you to invest in other areas of your business.
  • Financial Flexibility. Dealers can increase their inventory during peak sales periods and reduce it during slower periods without straining their finances.
  • Growth and Expansion. Dealers looking to grow their business or open additional locations can use a floorplan to scale their operations without needing substantial upfront capital.

Our commitment to independent dealers goes beyond just providing a revolving door line of credit. We offer a suite of value-added services designed to support your dealership’s success, including:

  • Floor Non-Auction Purchases. Finance vehicles purchased outside of auctions, giving you greater inventory sourcing flexibility, including lien holder payoffs.
  • Accepted at most auctions. Finance vehicles from one of AFC’s 1,300+ approved auctions across the US and Canada.

Personalized dealer floorplan support that meets you where you are

At AFC, we believe that our success is intrinsically linked to yours. That’s why we’re constantly evolving to best serve the unique needs of independent automotive dealers like you. With nearly 80 local branch sites and a growing network of AFC reps in market, we’re bringing our expertise and personalized service directly to your doorstep—wherever that may be.

It means you get the best of both worlds: the convenience of a nationwide network with the personal touch of a local team. When you floor with AFC, you’re not just getting access to top-tier financial solutions; you’re gaining a provider who understands the nuances of your market and is committed to your success.

Our local branches and AFC reps in market offer:

  • Personalized Service. Forget the impersonal 1-800 numbers. With AFC, you have a direct line to experts who are invested in your growth and success.
  • In-Depth Industry Knowledge. Our teams are tuned into the pulse of the automotive industry in your area, providing valuable insights tailored to your market.
  • Customized Solutions. We know every dealership is unique. That’s why we take the time to understand your goals, crafting floorplan solutions that fit your needs like a glove.
  • Face-to-Face Interaction (or “Where You Need Us”). Whether you prefer to meet at our branch, your dealership, or somewhere in between, we’re happy to be wherever you need us. Strong relationships are built on personal connections, and we’re committed to that.

At AFC, nothing is more important to us than the strong and lasting partnerships with independent dealers across the US and Canada. Our evolving service delivery model allows us to provide an even more customer-centric experience, bringing our expertise and tailored solutions directly to you. No matter where you are, AFC is there.

Click here to find your nearest AFC In-Market branch!

Innovative floorplan solutions that give you time back

We know that your business doesn’t run on a 9-to-5 schedule. That’s why we’ve developed the AFCDealer® online account portal, to give you the freedom and flexibility to manage your dealership on your terms, anytime, anywhere.

With the AFCDealer® portal, you have 24/7 access to the tools and information you need to run your business efficiently:

  • View your account information, including available credit and outstanding balance, anytime, from any device.
  • Make payments, including curtailment, payoff, and principal paydown, whenever it’s convenient for you.
  • Access and download a variety of operational reports, such as Vehicles Due, Payment History, and Outstanding Balances, to gain valuable insights into your business performance.
  • Request funds for vehicles purchased outside of auctions view titles for faster funding and compliance, and manage shipping addresses – all from within the platform.
  • Set up automated email and text notifications for account-specific credit availability and payments due, so you’re always in the know.

Whether you’re a seasoned dealer or just starting out, the AFCDealer® portal is the perfect solution to help you stay on top of your business and achieve your goals. Experience the convenience and flexibility of 24/7 account access with the the AFCDealer® portal and see why it’s the preferred platform for thousands of dealers across the US and Canada.

Make AFC floorplans a foundation for your dealership

AFC isn’t just about financing your inventory; it’s about fostering your dealership’s growth and success. With flexible floor plans designed for independent dealers, a vast network of in-market and mobile representatives offering personalized support, and the innovative AFCDealer® platform that puts you in control, we’re your right-hand resource in the automotive industry.

Apply now for floorplan financing from AFC!


* Disclaimer: Descriptions of AFC floorplans are for illustrative purposes only. Terms of AFC floorplan financing are subject to a final written agreement acceptable with AFC. AFC does not guarantee any results for floorplan financing and examples are for illustrative purposes only. Dealers should consult their own advisors to make independent business decisions regarding floorplan financing.

AFCDealer® is a trademark of Automotive Finance Corporation.

“AFC” refers to Automotive Finance Corporation, Automotive Finance Canada Inc., and AFC Cal, LLC in their respective jurisdictions. All California transactions are through AFC Cal, LLC. California loans will be made pursuant to Department of Business Oversight California Finance Lenders License. Canadian transactions are through Automotive Finance Canada Inc.